FIND THE MONEY
A FINANCIAL FITNESS WORKSHOP
Am I doing the right things with my money in the wrong order?
You work hard. You earn a good living. You pay the bills. Maybe you're saving, investing, paying extra on debt, or trying to get ahead on the mortgage.
Those aren't bad decisions. But one decision can change what another one does.
Sometimes the question isn't, “Is this a good thing to do with my money?”
It's “What happens to everything else when I do?”
Same money. Stronger order.
A place to start
You don't need another lecture about what to cut.
You need to see what's happening.
You get paid. The mortgage hits. You send extra to two cards. Groceries happen. The car payment comes out. Somebody needs something. Then you look at the account and think, how did that much money disappear that fast?
You may not have a spending problem.
You may have a spending-order problem.
Good decisions can still compete
A good money decision can still get in the way of another one.
Maybe you're paying extra on your mortgage while carrying other debt. Maybe you're putting a lot toward retirement, but there's not much cash available when something unexpected happens. Or you're making real progress on one goal while another keeps getting harder.
None of those decisions is necessarily wrong. But they don't happen in isolation.
That’s where order starts to matter.
There isn't one right order for everybody.
The moment it clicks
Let's say you have an extra $500 this month.
You have choices. And every one of these could make sense.
All four can be perfectly reasonable. But they don't produce the same result.
The question isn't only, “What should I do with this $500?”
It's “What happens to everything else when I do?”
Will you have cash available if life happens? What happens to your debt, your flexibility, or another goal? What becomes possible next? That's what we're going to learn to look at.
What people said while learning this
“I've been through Financial Peace University multiple times and Profit First. The last five years have been a very, very bone-dry life because I didn't know how to do this. It's not about the information. It's about the person who knows how to interpret it and pass it on to those who need it.”
Terri
Live participant
“I've never been this excited about numbers.”
What we'll do together
I'll teach from an example.You'll work on yours.
I'll walk through a sample household so you can see the process in action.
You'll follow along with your own numbers, privately.
We'll look at what's coming in, what's going out, what your money is already committed to, and where one decision may be affecting another.
Your numbers stay with you. You won't be asked to share account numbers, login credentials, or sensitive financial information with the group.
And we're not going to pretend real life stops while you're trying to make financial progress.
A plan should not leave you broke the next time life happens.
What you'll leave with
By the end of the workshop, you'll have:
One
The Whole Picture on One Page
A simple view of the major places your money is already going, such as spending, savings, debt, investments, and other financial commitments that apply to you.
Two
Your Money in Order
A clearer view of what happens first, what happens next, and where one financial decision may be affecting another.
Three
The Money Pattern Review
A way to look back at how your money has actually been moving and spot patterns that may need your attention.
Four
Your One Next Move
Not homework. Not a 30-day challenge. Not 99 things to fix. Just one clear next move to focus on.
A quick word before we go further
No. I'm not taking away your whole life.
I'm not going to tell you to cancel everything you enjoy and live miserably until the debt is gone.
Yes, you can keep Netflix. And your coffee run.
A plan only works if you can live with it.
We're looking for a stronger order, not a punishment plan.
“My husband and I have gone through Dave Ramsey over and over. Every time we talk about budgeting or snowballing, you can feel the tension in the room. This right here, I cannot wait to share.”
Cortney
Live participant
“What I'm realizing is that I don't want to use extra money to pay things off because I'm afraid I may never have it again.”
Malaika
Live participant
Meet Martha
I've spent almost 30 years looking at the life behind the numbers.
My work has crossed taxes, business, insurance, and financial education. That means I've seen money from more than one angle: what happened, what needs attention now, and how today's decisions can affect what comes next.
What I've learned is that most people don't need more financial noise. They need a way to see how the pieces fit together.
That's how I teach. Plain English. Real-life examples. Room to ask the questions you may think you should already know the answers to.
Today, I teach Financial Fitness workshops and conversations where we slow the numbers down, connect the dots, and ask better questions about what your money is actually doing.
Martha I. Washington
Financial Strategist · Educator · Speaker
“I'm a teacher, and this type of information should be taught in every school.”
Sharon
Workshop participant
Your place at the workshop
Let's take a second look at your money.
You've spent years making financial decisions based on what you've learned along the way.
Now let's look at those decisions together and see how they affect each other.
Tuesday, November 17, 2026 · 7:00 PM CT
90 minutes · Live on Zoom
Can't attend live? The teaching replay is available for seven days. Participant-specific Q&A is not included in the replay.
Your registration includes
- The 90-minute live workshop with Martha
- The Find the Money Guide
- The Whole Picture on One Page
- Your Money in Order exercise
- The Money Pattern Review
- Your One Next Move
- A 7-day replay of the teaching portion
You don't need to build a spreadsheet first.
Let's keep it simple. Bring whatever information you already have about the parts of your financial life you want to look at. That might include your income, regular expenses, savings, debts, retirement contributions, investments, or other financial commitments.
You do not need to bring every account or have everything perfectly organized.
Please do not email or share your statements with anyone.
Before you join
A few questions, answered.
Is this a budgeting workshop?
No. We'll look at spending, but we'll also look at saving, debt, investing, and other commitments. The point is to see how those decisions affect one another and what order might fit your situation.
What if I'm already doing well financially?
You're welcome here. You might already be making a lot of responsible choices. This workshop gives you a way to see how those choices work together and what may need your attention.
What will I actually walk away with?
Your Whole Picture on One Page, your Money in Order exercise, a Money Pattern Review, and one clear next move to focus on. You'll practice with your own numbers while I teach from a sample household.
Do I need to share my financial information?
No. Your numbers stay private. You won't be asked to share your statements, account numbers, login credentials, or other sensitive information with the group.
Is this personalized financial advice?
No. This is financial education, not individualized financial, investment, legal, tax, bankruptcy, or debt-settlement advice. Your circumstances may call for a conversation with a qualified professional before making changes.
What if I can't attend live?
You'll receive access to the teaching replay for seven days. Participant-specific Q&A is not included in the replay.
What is the cancellation policy?
Cancel at least 24 hours before the workshop for a full refund or a transfer to the next available session. If you cancel within 24 hours or miss the live workshop, your registration is non-refundable, but you'll still receive the teaching replay and workshop materials. If Martha cancels the workshop, you may choose a refund or a transfer.
FIND THE MONEY
A FINANCIAL FITNESS WORKSHOP
Same money.
Stronger order.
Bring your numbers. Let's see how the pieces are working together.
SAVE MY SEAT