Speaking & Education
Put a real question in the room.
Let’s see where the conversation goes.
A meaningful session begins with the people in the room. What are they facing? What do they need to understand? What would make the conversation useful when they go home?
Complicated subjects.
Everyday language.
With nearly 30 years of financial experience and decades of teaching diverse audiences, I know how to make complicated subjects approachable without watering them down.
I speak and facilitate educational experiences for adults and families, teens and young adults, entrepreneurs, established business owners, churches, community organizations, and professional associations.
Professional knowledge matters. So does making room for an honest question, a real-life example, and the moment someone says, ‘Now I understand.’
Workshop conversations
What does your audience need to talk about?
These offerings provide a place to begin. They are part of my teaching repertoire; we can discuss the subject, setting, and format that fit your audience.
Adults & Families
I Make Good Money. So Why Am I Still Broke?
Explore why a healthy income can still leave a household stretched. Connect spending patterns, financial obligations, and personal priorities to a more intentional plan for your money.
The Debt Trap: How to Stop Paying for Yesterday
Understand how interest, minimum payments, and recurring borrowing keep yesterday’s purchases in today’s budget. Explore practical ways to organize debt and build a sustainable repayment approach.
Your Credit Score Is Talking. Do You Know What It’s Saying?
Learn what shapes your credit score and how to read the story behind it. Connect unexpected expenses and emergency preparedness with the risks of relying on credit cards or payday loans.
Rent, Buy, or Wait? Making the Right Move for Your Family
Look beyond the monthly payment to consider readiness, total housing costs, and family goals. Build a clearer basis for deciding when renting, buying, or waiting makes sense.
What Happens to Everything You’ve Built?
Explore how beneficiaries, essential documents, and clear family conversations support a legacy of stewardship. Identify the questions to bring to qualified estate and financial professionals.
Teens & Young Adults
Adulting Is Expensive. Nobody Warned Me!
Turn a paycheck into a realistic picture of independent living. Explore housing, transportation, food, saving, and the everyday costs that are easy to underestimate.
Credit Cards, Klarna & the Buy Now, Cry Later Trap
Unpack how credit cards and buy now, pay later plans can make small purchases feel deceptively affordable. Learn to weigh payment commitments, fees, and the impact on future choices.
Make Money While You Sleep? Let’s Talk Investing
Discover how investing, compounding, and time can work together. Discuss risk, diversification, and the difference between patient wealth building and promises of easy money.
College, Career, or Entrepreneurship: What’s the Real Cost?
Compare education, training, employment, and business ownership through the lens of cost, opportunity, and preparation. Explore how each path can fit personal strengths and long-term goals.
The $100 Decision: Small Choices, Big Consequences
Use a familiar dollar amount to explore spending, saving, giving, and investing. See how repeated choices can shape financial flexibility and future opportunities.
Entrepreneurs & Aspiring Business Owners
I Have a Business Idea. Now What?
Move from inspiration to thoughtful preparation. Explore the customer need, startup costs, pricing questions, and practical steps that help turn an idea into a workable plan.
LLC, S-Corp, or Sole Proprietor? What Nobody Explained
Understand the distinctions between a business structure and a tax election. Explore how liability, recordkeeping, and taxes shape the questions to ask qualified professionals.
You’re Making Sales. But Are You Making Money?
Learn why revenue alone does not tell the whole story. Explore expenses, pricing, profit, and cash flow to better understand what your business is actually keeping.
The IRS Is Not Your Business Partner: Let’s Talk Taxes
Build a clearer understanding of business tax responsibilities, estimated payments, and useful records. Explore why planning throughout the year matters more than scrambling at filing time.
From Side Hustle to Real Business
Explore the systems that help a side hustle become a sustainable operation. Focus on separating finances, organizing records, managing capacity, and preparing for growth.
Established Business Owners
Your Business Is Growing. Is Your Wealth?
Examine the connection between business success and personal financial progress. Explore how owner compensation, reserves, and long-term goals can support more intentional wealth building.
The Hidden Money in Your Business
Explore potentially overlooked business tax credits, incentives, deductions, and other financial opportunities that may be worth a closer look. Learn how specialized professionals can work alongside your existing advisory team to identify what may apply to your business.
You Own the Building. Are You Getting Its Full Financial Value?
Explore how commercial and investment property ownership can create financial and tax-planning opportunities. Understand foundational concepts such as depreciation, capital improvements, and cost segregation, and learn which questions are worth reviewing with your professional team.
You Built the Business. Who’s Building Your Retirement?
Consider a future that is less dependent on your daily involvement. Explore retirement planning concepts, diversification, and the role your business may play in long-term financial security.
What Happens to Your Business If Something Happens to You?
Explore continuity, succession, and essential records for an unexpected absence. Identify gaps in decision-making authority and plans to protect the people who depend on the business.
A format that serves the audience.
Offerings can be shaped as standalone workshops, a coordinated educational series, or the signature six-week No Longer Bound™ experience. Content, session length, and discussion can be adapted to the audience and setting.
Spanish-language educational options are available; format and scheduling can be coordinated during planning.
Explore No Longer Bound™Tell me about the room.
Who will be there? What are they asking? Tell me about your organization, audience, and what you hope the conversation will make possible.
Invite Martha